• The Importance of Planning Before You Buy : Before making any purchase, it's essential to make sure you've done your research and checked for the best price.

- Rule 1:
The First Price You See Isn’t Always the Lowest

• Even if you see a product online or in a store priced at 10,000 EGP, that may not necessarily be the lowest price available.
  Try searching for the product by name or code on Google or other websites. You might find
  the same product at a lower price, such as 9,600 EGP or 9,400 EGP.
  
  

• Rule 2:
  Pay with a Credit Card, Not Cash

• Using a Credit Card:
  Paying with a credit card offers additional benefits, such as collecting reward points.
  For example, if you pay 10,000 EGP, you might earn 100 EGP in points, which you can later use to buy other items.
  Credit cards allow you to accumulate points that can be beneficial for future purchases.
  
  

Rule 3:
Look for Interest-Free Installment Plans

Even if you have the cash, if there's an offer for interest-free installments (e.g., 6 months, 12 months, 36 months), take advantage of it and make the purchase.
This way, you can buy more than one product without needing to pay the full amount upfront, and you get the benefit of a comfortable installment plan with no interest.

Rule 4:
Take Advantage of Cashback

Use platforms like Waffer x to get cashback when paying with a credit card.
With Waffer X, you can earn discounts and cashback on products bought from different websites like Amazon, Jumia, and others.
For example, if you spend 4,599 EGP, you might get a 3.5% cashback when using your credit card.

How to Use Wafr Ex Correctly:

1. Visit Wafr Ex and search for the product you want to buy (e.g., a microwave)

2. The platform will show you all the websites selling that product, its price, and the available cashback offer.

3. You may find discounts or cashback percentages, such as 3.5% or higher.

Additional Benefits:

• You can split your payment into 6 months with no interest using a credit card while also benefiting from cashback and reward points.

Cashback Across Different Categories:

Waffer x also allows you to earn cashback on a variety of products and services, ranging from groceries to electronics.
For example, if you purchase products from a supermarket using a credit card, you can earn 1% cashback.

Final Tip (Tip #5):

Always check larger marketplaces like Amazon or Jumia, where multiple sellers compete in the same space.
These sellers compete to offer the lowest price, which means you benefit as the customer.
Use Wafr Ex to find the lowest price, pay with a credit card to earn points, and opt for interest-free installments to maximize your savings.

By following these simple steps, you can make smarter purchasing decisions and get the best value for your money.